After a relatively mild winter so far, we’re back into zero degree temps here in the land of 10,000 lakes. I must admit that I’m a bit of a whiner when it comes to the cold weather. Whereas many Minnesotans bask in the cold and throw on the skis or eagerly head out to play broomball, I prefer to keep my tail inside where it belongs until the temps reach reasonable levels, say 60 or so. 🙂
Waiting out the cold weather in winter here reminds me so much of waiting out the days as we pay off our debt. Many days there’s not much to do to advance our progress. I’ve finished all of my pending freelance jobs and we’ve sold everything but the kids and the pets, so we wait. And wait. And wait some more.
I’m not very adept at waiting. I’m a “get it done” kind of a girl, but I have to constantly work to keep in mind that there needs to be time for play and for rest – even during a debt payoff journey. So, when I get tired of looking over spreadsheets and re-assessing the budget for the 50th time in one week, I find ways to “weather” the cold that – gasp – don’t involve work!
It’s too cold to skate on the rink we’ve made on the lake that sits at the back of our property, so we put puzzles together, play games, and I’m proud to admit I’ve even learned to knit this winter – although knitting is much too slow for my “get it done now” mind and I have a really hard time with the patience it takes to actually finish a knitting project.
But summer will be here before we know it (as usual, I’m praying for an early spring 🙂 ) and then we’ll be back outside doing fun and frugal activities such as hiking biking, BBQing etc. Speaking of BBQing, our blogging friend, Travis, is bold enough that he BBQs even during our frozen cold Minnesota winters. In fact, he just started a new blog site in which he shares is BBQ extraordinaire tips, so if you’re wanting a bit of that summer fun feeling even though it’s still the middle of winter, check out Frozen Smoke BBQ.
Now, onto some must-reads that will enhance your already-fabulous PF knowledge! Happy Weekend!
Kayla from over at Debt Roundup wrote How to Easily Organize Your Finances. I couldn’t agree more with her statement that “you can’t be in control of your finances if they’re a big unorganized mess”. This type of unorganization is what got hubby and I into debt in the first place. However, by following Kayla’s tips, you can turn that unorganization into serious power-management of your money.
Valencia over at The Jenny Pincher wrote an awesome post entitled Stop Kidding Yourself with These 5 Money Lies. Valencia lays it on the line here, and her words can serve as a powerful tool for those who want to make a change in their financial situation but haven’t taken that first step.
Jenni over at Ditching Our Debt wrote a motivating post called When Something Feels Hard. Goals to pay off debt or build wealth often feel really hard, but like the proverbial snowball rolling down the hill, they do indeed get easier with time, and there’s something special about making it over the humps and continuing on with the goal.
Luke from over at Financially Fitz wrote a great money-saving post entitled Three Grocery Hacks that Will Save You TONS of Money. And I have to say I agree. 🙂 If you’re into saving cash, don’t miss out on this valuable information!
And for another absolutely “Rockstar” post for this week, read J Money’s How to Get Rich According to Mark Cuban. I’ve always loved Cuban. He’s cute, kind and rich – what’s not to love??I think part of the reason he’s so darn nice is because his money wasn’t handed to him – he worked his tail off to earn it, and to NOT spend it (mustard and ketchup sandwiches, anyone?). Mark’s foolproof advice can make anyone wealthy if they’re willing to follow it.
Truth be told, there’s no secrets to dumping debt and building wealth. It’s all about educating yourself on the mindset and the habits that will get you there. So go for it!