Ruth wrote last week about the ugly stuff in her home; stuff begging to be replaced but meeting resistance from their owners, Ruth and her husband. Ruth and her husband are on the last stretch of a long journey out of debt.
They started four years ago with over $257,000 in debt and now have less than $100,000 left to pay. Woohoo Ruth and DH!!!!!
If you’re serious about paying off debt, you’re going to have to commit yourself to dealing with ugly stuff. Old stuff. Stuff that is far past worn out and needs to be replaced. It’s just part of the deal.
Personally, I have a love/hate relationship with the ugly stuff in our house. Some of the ugly stuff in our house is stuff I’m at the end of my rope with. Other ugly stuff I adore with all of my heart.
I Hate You, Ugly Stuff!
My dear, faithful couches are on the top of the “hate ugly” list. We’ve had them for nearly twenty years. We bought the glistening white couches when we had one kid – a baby – whom we were certain would be well-trained enough to treat our white couches with respect. Four kids and many years later, our white couches are a dingy gray and full of spots.
Every time I look at them I want new couches. Last week, when the couches we wanted went on super sale ($1200 for two couches, a chair and an ottoman), it took some serious restraint not to put debt payoff on hold and wrack up some extra credit card debt. After all, it’s “only” $1200, right?
No, this is the mindset that got us into debt, and getting out of debt takes an equal and opposite reaction so we reluctantly turned our backs away from the sale brochure and back onto our debt repayment.
The same goes for our overstuffed chair and ottoman. You can see from this pic that it’s seen better days:
The stains aren’t obvious in the pic, but trust me when I tell you, they’re there in abundance.
I LOVE You, Ugly Stuff!
Then there’s the ugly stuff I love. Absolutely love. When a friend’s husband bought her a new SUV this month I didn’t for one minute have an ounce of envy. Why? Because that SUV would’ve meant $50k more in debt for us. The thought of having $50,000 more in debt brought nothing but fear, and I fell in love all over again with our 11-year-old Suburban with all of its scratches and its mileage of over 200,000.
It may not be new and shiny, but it runs like a dream and was paid for with cash. I love you, ugly stuff!!
Also on the ugly list, the baby blue, really old carpet in our bedroom. Somehow, when we put a fresh coat of paint on the walls last summer it made the baby blue not look as bad as it did before the paint. And since new carpet would cost us a good $800 for that room, we’ll happily keep our ugly blue carpet.
I’m not sure why it is that I look at some of our ugly stuff and want to pull my hair out, and why I look at other ugly stuff with affection and a heart-warming joy.
Is it that way in your house too?
Do you have some ugly stuff that you hate and other ugly stuff that you love?
Either way, I think it’s safe to say that ugly stuff tolerance is a good thing; at least for those on a journey out of debt. 🙂
What ugly stuff do you have in your house that is a symbol toward better days with more financial security?