Kim is a high-energy woman who became a teacher in her early forties (and LOVES it!) and I’ve worked with her for a few years now. Near the beginning of the current school year, Kim told some of us that she was on a mission to lose 40 pounds. I thought that was a pretty bold goal, but […]
As I’ve been increasing interaction with the “normal” online world (i.e., non-frugalistic crazy, non-obsessed with budgeting and spreadsheets people) through a variety of freelancing jobs, I’m noticing something. Those of us who are working toward financial freedom have a completely different idea of what a “need” and a “want” are than the rest of society.
One of the best side-benefits of writing about our debt-reduction is that it has opened doors to face-to-face conversations about debt. Most people carry their debt-stress in secret. Reading about debt-reduction online is safe, but IRL discussions require a new level of openness and trust. Recently, I was so happy to be approached by someone who was looking […]
Awhile back on The Frugal Farmer I wrote about how household consumer debt is rising again. In the article, I referenced an anonymous article I read that said it was okay that consumer debt balances were increasing because the delinquency rates were low; about half what they were during the Great Recession. We seem to […]
DH = Dear Husband Dave Ramsey’s Jag Story When Dave Ramsey went bankrupt and lost everything as a young husband and father in his twenties, he found it especially painful to surrender his beloved Jaguar. The day his prized possession was towed away, he cried. In his book, The Total Money Makeover, he tells the […]
Posts on goals Wednesday morning as I read personal finance blog posts before going to work, I noticed a theme emerging. The beginning of one month always means another month has just ended, and people were assessing the progress they’d made in March – being accountable about the goals they’d set. “Argh. Just no. I failed […]
There’s been lots of talk lately about what one needs in savings, investments and passive income in order to retire. Our blogging pal Cindy wrote last week on how she and her husband retired on well under a million dollars; the standard number by which many say retirement is possible. Those wishing to retire early, […]