DD2 = Dear 2nd Daughter Our school’s girls’ running group About four months ago, an email was sent out to the staff at our high school asking if anyone would be interested in organizing a girls’ running group. The runners would train six weeks for a 5 km run in support of women’s mental health to […]
Last week, Ruth wrote about the horrible flooding in her area that left many dealing with destroyed homes, and even some fatalities. Natural disasters are horrible things. When the earth gets off kilter, winds rave, fires ravage, rains crash down, and the happenings destroy much in their paths.
Natural disasters True confession: I have lived my life with the acceptance that while natural disasters do happen, they don’t happen “here”. Fires, earthquakes, tornadoes, droughts . . . They wield their destructive force in other places. So when I read articles about the need to get prepared – financially and otherwise – for the possibility of a […]
Warning: I think I’m sounding a little snarkalicious today. I don’t mean to, but this subject is near and dear to my heart due to personal experience and to watching many of my loved ones struggle financially. Okay, so I read an article on retirement this weekend that talked about how the fear of running […]
DH = Dear husband DD3 = Dear third daughter Our debt-payoff progress to date For a quick re-cap, my husband and I began our journey out of debt just about 5 years ago – in June of 2012. After years of maxing out, followed by years of job uncertainty and financial distress, we were in […]
The other day when I called my brothers to give them the scoop on my mom (she’d had some medical problems, but she’s fine now, thankfully), I talked with my older-younger brother right away, but I was a bit surprised when my youngest brother didn’t answer the phone right away, and even more surprised when […]
Kim is a high-energy woman who became a teacher in her early forties (and LOVES it!) and I’ve worked with her for a few years now. Near the beginning of the current school year, Kim told some of us that she was on a mission to lose 40 pounds. I thought that was a pretty bold goal, but […]
As I’ve been increasing interaction with the “normal” online world (i.e., non-frugalistic crazy, non-obsessed with budgeting and spreadsheets people) through a variety of freelancing jobs, I’m noticing something. Those of us who are working toward financial freedom have a completely different idea of what a “need” and a “want” are than the rest of society.
One of the best side-benefits of writing about our debt-reduction is that it has opened doors to face-to-face conversations about debt. Most people carry their debt-stress in secret. Reading about debt-reduction online is safe, but IRL discussions require a new level of openness and trust. Recently, I was so happy to be approached by someone who was looking […]
Awhile back on The Frugal Farmer I wrote about how household consumer debt is rising again. In the article, I referenced an anonymous article I read that said it was okay that consumer debt balances were increasing because the delinquency rates were low; about half what they were during the Great Recession. We seem to […]